Earning Avios – BA eShop verus Topcashback

100% Cashback

As I explained earlier this week, you can now convert up to £50 of cashback from Topcashback.com into Tesco Clubcard vouchers, with a 5% bonus, and from there you can convert them into Avios.

A £50 conversion of cashback returns 12,600 Avios at the standard rate conversion rate, meaning you’re getting your Avios for under 0.4p each – a very good rate that is quite difficult to beat. Additionally, there are often conversion bonuses between Tesco Clubcard vouchers and Avios, so the recommendation is to hold onto your vouchers unless you need to convert them or if they are about to expire (they have a two year validity).

However, as most people know, you can also earn Avios by shopping at the eShop on britishairways.com, so I though I’d do a comparison on which route would result in the greater number of Avios for a £100 spend.

You can see a fuller analysis below, but the investigation is fairly conclusive: buying online from most retailers via Topcashback.com, and converting your cashback to Tesco Clubcard vouchers and then onto Avios, returns between 2 and 4 times as many Avios as going via the BA eShop.

eShop v Topcashback

BA eShop v Topcashback – Which returns the most Avios?

The table above is not a full list of retailers available on either the BA eShop or on Topcashback.com, but I’ve chosen a wide representation across various retail sectors. The outcome is clear, however, for up to £50 of cashback, Topcashback.com is the clear winner if you want to get Avios from your online shopping.

Note that if you click through to Topcashback.com from the links on this page, and get over £10 cashback, I will receive a small referrers fee and it does not change your account in any way. If you’d rather that did not happen, please go to the site direct.

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Debenhams and Fenwick join the Amex and Foursquare Offer (£25 refund on £50 spend)

DebenhamsDebenhams and Fenwick have today joined the American Express and Foursquare offer I wrote about earlier this week. In both cases, you get a £25 for spending £50 in each store. As explained in my previous post, you can create and sync each American Express (and supplementary card) to its own Foursquare account (creating new ones as required) and you’ll get a £25 statement credit for each £50 spend on each card.

If theFenwickre is nothing specific you want to buy in store, the recommendation is to get a gift-card and top it up with £50 with each of your Amex cards – you can then buy whatever you want beyond the end date of the offer (March) and effectively get a 50% discount on all purchases up to the value of the gift cards you buy or top-up.

If you do not already have an American Express card, now would be a good time to apply for one, to maximise your benefits in this offer, and to use in the many regular offers that arrive with theses cards.

American Express Statement Credit with Foursquare

Update (1st March 2013): Some of the offers below have now expired, but Debenhams and Fenwick have been added to the list. See more details here.

Many people will have heard of this offer, but for those that haven’t, Foursquare have a deal running with American Express where you get a statement credit when you make  card purchases at specific retailers. For example, if you spend £50 on your American Express card at House of Fraser before 28th Feburary, you’ll get a £25 statement credit back on your American Express statement. The full list of retailers taking part in the offer is as follows:

American Express and Foursquare Offer

In order to register for the offer, you need a Foursquare account and you then have to sync your American Express card with that account. You do so at the following URL:

https://sync.americanexpress.co.uk/Foursquare/

Once you have done that, you need to download the Foursquare app (available for both iPhones and Android devices), “Check in” to each retailer. This will “Unlock” the offer on your device and you then need to “Load” the offer onto your card. After that, you’re all set – just make the purchases.

One of the best ways to utilise this deal is to buy Giftcard’s before the offer end date, from those retailers that have them – you can use the gift cards beyond the end of the offer, but still get the statement credit.

Note that you can check in to the retailer in advance of actually visiting the store (eg, days before) and you do not have to check in to the same store you end up visiting. The most important thing, and the one some people have forgotten, is that you have to load the offer to your card within the Foursquare app. If you do not do this, you will not get the statement credit.

If you have multiple American Express cards (credit cards or  charge cards) then you can set up one Foursquare account per card, and sync each American Express card to its own Foursquare account. This way, you can get multiple statement credits.

To track this, I’d recommend keeping a spreadsheet or other document detailing which cards are sync’d to which Foursquare accounts.

One final trick is to use a feature of GMail to register a different email address with each Foursquare account. If you have GMail address such as milesmania@gmail.com, then you can create multiple versions of it, but where all emails go to the same inbox. To do this, you add “+something” to the email address.

So, milesmania+amexgold@gmail.com and milesmania+amexplat@gmail.com look like two separate email addresses to Foursquare, but all emails sent to either address arrive into the same Inbox in GMail.

Two additional retailers are also soon to be added to the offer:

Amex and Foursquare - future retailers

If you do not already have an American Express card, check out the Credit Card Offers page.

Convert Cashback to Avios via Tesco

100% Cashback

Update (1st March 2013): I have done a eShop versus Topcashback comparison, to determine which route returns the greater number of Avios. You can see the results here.

Many people now use Cashback sites to get a few percent back on their house and car insurance, mobile phone, utilities and groceries. However, Topcashback has just added a new option where we can convert our cashback into Tesco Vouchers, with a 5% bonus. From, there, you can then use them as normal, including converting them into Avios.

There is a limit of £50 per year per account, but this is still a very good deal. £50 cashback gives £52.50 worth of Tesco vouchers which can be converted into 12,600 Avios at the standard conversion rates. However, Tesco has fairly regular 30-50% Avios conversion bonuses, so you can get even more.

But, even at the standard rate, you’re paying 0.4 per Avios, which is a very good deal.

If you’re not already a member of Topcashback, you should head over there and register. Even if you are already a member of another cashback site, such as QuidCo, it might still be worthwhile joining Topcashback – it has the added benefit that it does not charge £5 per year.

Boost your Miles with the British Airways eStore

STOP!

BA eStore

Apologies for shouting, but before buying online via the BA eShop, check out this post that shows that you can get between 2 and 4 times the number of Avios for doing the same shopping, but clicking through from Topcashback.com.

For those that would rather stick with ba.com… as you were…

Online shopping is on the increase – we all do it now. For buying many items, its much simpler, quicker and usually cheaper too.

But, did you know that you can also earn BA Avios for doing exactly the same online shop, at many of the top online retailers such as Apple, John Lewis etc?

All you have to do is click through to the online retailers website from the British Airways eShop page. You can find it here:

https://www.britishairways.com/travel/eshop/execclub/_gf/en_gb

Most retailers give between 2 and 8 Avios per £ spend, but there are often double or even triple Avios offers too.

However, it is sometime difficult to remember which online stores do provide the Avios via the BA eStore, so PanGalactic on the British Airways Flyertalk board has provided a plugin for Chrome that reminds you when you visit a site that is part of the scheme.  You can find more information on that here:

Avios Finder on FlyerTalk.com